I have been budgeting using an app called You Need A Budget (YNAB) for about 16 years.  I love to budget!  I have not always budgeted and have wracked up some debt here and there, but I have always been able to pay it off.  I now want to try to help others start budgeting and find what system works for them.  I started to incorporate the cash envelope system in January and I am loving it.  It has given me a fresh new outlook on budgeting and a new way to motivate myself to save. I have created a few products to use and sell.  I also starting filming my journey on YouTube.  I am working on paying off debt and building our savings account.  Thanks for stopping by and checking out my site.  Happy Budgeting!